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KNOWLEDGE CENTER
HOW TO IMPROVE CREDIT SCORES
READING A CREDIT REPORT
WHAT ARE CREDIT BUREAUS
TOP MORTGAGE COMPANY MYTHS
     
  KNOWLEDGE CENTER  

At TruProCredit.com, we realize that every customer has a different combination of assets, limitations and dreams. Our job is to educate you about financial matters and understand your unique needs in order to formulate the perfect solution for you :

How To Improve Your Credit Scores:
Credit score systems can be difficult to understand, and there have been many changes with the Fair Credit Reporting Act. Payment history typically is a significant factor. It is likely that your score will be affected negatively if you have paid bills late, had an account referred to collections, or declared bankruptcy, if that history is reflected on your credit report.
How To Read Your Credit Report:
Once you obtain a credit report, how can you understand what is in it? It is good to remember that CRAs (credit reporting agencies) simply regurgitate and do not verify the information provided to them by creditors. The CRAs then publish this information in different formats. Most often a credit “score” accompanies a report. This number represents a composite of the borrowers...
What Are Credit Bureaus ? :
Simply put, they keep a record of who has given you credit, when they gave you credit, how much credit you are given and whether or not you paid it back on time. When you want to obtain credit cards, loans, financing for a car or home, leases, apartments and sometimes even employment, the lender or bank will check your credit to see your financial history...
Top Mortgage Company Myths:
On the surface, using these services seem to make so much sense you would assume everyone in the mortgage originating industry would be using these services.  However, this is simply not the case!  So the question is, why not? ...

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